ELK Insurance Services Inc
30+ Years of Trusted Coverage  ·  CA Lic# 6013682

Insurance That Protects What
Matters Most

Personal, commercial, health, and specialty insurance solutions tailored to your life and business.

Get a Free Quote Talk to an Advisor
30+
Years Experience
100%
Independent Broker

Quote & Enroll Online

Start your coverage in minutes. Click any option below to get a personalized quote — we're always available to answer questions and help you find the right coverage.

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Individual & Family Health Plans

We work with multiple top carriers to find the right health plan for you and your family. Compare options from our trusted partners below:

Anthem Blue Cross → Blue Shield of California → Health Net California → Kaiser Permanente →
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Commercial & Business Insurance

Comprehensive coverage for businesses of all sizes. We specialize in Group Employee Health Benefits — helping employers attract and retain top talent with competitive medical, dental, and vision packages. We also cover:

General Liability, Property & Workers' Comp — Email Us → Group Employee Health Benefits — Email Us → E&O, Cyber, D&O & EPLI — Email Us →
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Medicare Plans

Turning 65 or reviewing your Medicare options? We'll help you navigate supplement and advantage plans to find the best fit for your needs and budget.

Medicare Supplement (Medigap) Options — Email Us → Medicare Advantage Options — Email Us → Not Sure? Let's Compare Your Options →
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Dental & Vision Plans

Individual and family dental coverage from top carriers. Compare plans and enroll directly through our broker links below:

Anthem Blue Cross → Blue Shield of California → Delta Dental (PPO) → More Dental Plans incl. Delta Premier →
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Home, Auto & Umbrella Insurance

Protecting your home, vehicles, and personal assets is our specialty. We shop multiple carriers to find you the best coverage at the best price.

Email Us for a Quote →
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Classic, Exotic & Collectible Vehicles

Agreed value coverage for classic cars, exotics, and collectible motorcycles through Hagerty — the gold standard in collector vehicle insurance.

Quote with Hagerty
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Travel Medical Insurance

Coverage for international travelers, expats, frequent flyers, students abroad, and global citizens. Choose from two trusted providers:

BCBS Global Solutions → IMG Global International Plans →
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All Other Coverage Types

Life, disability, and anything else not listed above. Send us a message and we'll find the right fit.

Request a Custom Quote

About ELK Insurance Services

Founded in 1991, ELK Insurance Services Inc has spent over 30 years building a reputation for integrity, honesty, and transparency. We're not a call center or a faceless website — we're a team of experienced advisors who take the time to truly understand your situation and find the right coverage for your unique needs.

As independent brokers, we work for you — not the insurance companies. That means we shop across multiple carriers to find you the best coverage at the best price, whether you're an individual, a family, or a business.

Our expertise spans all lines of insurance — personal, health, Medicare, commercial, and specialty — so no matter what you need, you're in good hands. We're proud of our numerous 5-star reviews and the many clients who have trusted us with referrals to their friends and family over the years.

34+
Years Experience
1991
Est. in California
⭐⭐⭐⭐⭐
5-Star Rated
The People Behind ELK

Our team brings decades of combined experience across every line of insurance — personal, health, Medicare, commercial, and specialty. We're not generalists who dabble in insurance; this is all we do, and we do it with genuine care for every client we serve.

We believe that truly understanding a client's life — their goals, their family, and what matters most to them — is the foundation of great insurance advice. That's why we take the time to listen before we ever make a recommendation.

We stay ahead of the curve by regularly attending industry conferences and seminars, so you always get the most current and comprehensive solutions available.

"We may not speak every language, but we speak Insurance — and we're here to make sure you get it right."

Comprehensive Coverage for Every Need

From protecting your family to safeguarding your business, ELK Insurance Services has you covered.

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Personal Lines

  • Homeowners & Renters Insurance
  • Auto Insurance
  • Umbrella Liability
  • Life Insurance
  • Disability Insurance
  • Classic & Collectible Vehicles
  • Boat & Watercraft
  • RV & Motorhome
  • Motorcycle
  • Trailer
  • Jewelry & Valuables
  • Flood Insurance
  • Pet Insurance
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Commercial Lines

  • General Liability & Property
  • Commercial Auto
  • Workers' Compensation
  • Errors & Omissions (E&O)
  • Cyber Liability Insurance
  • Directors & Officers (D&O)
  • Employment Practices Liability
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Health & Benefits

  • Medicare Plans & Supplements
  • Individual & Family Health Plans
  • Group Employee Benefits
  • Travel Medical Insurance
  • International Health Plans
  • Long Term Care Insurance
  • Dental & Vision

Your Trusted Independent Broker

As an independent broker, we work for you — not the insurance companies.

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30+ Years Experience

Decades of expertise navigating complex insurance landscapes for individuals, families, and businesses.

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Independent & Unbiased

We shop multiple carriers to find you the best coverage at the best price — no brand loyalty, just results.

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Personal Service

Real people, real conversations. We're available by phone, text, and email — and we actually pick up.

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Claims Support

When you need us most, we're there — guiding you through the claims process every step of the way.

We're Here to Help

Questions about coverage? Ready to review your current policies? Reach out and we'll be in touch promptly.

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Office

1111 Baker Street
Costa Mesa, CA

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Text Only

(949) 415-6228
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Business Hours

Monday – Friday8:00 am – 5:00 pm
SaturdayBy Appointment
SundayClosed

CA License # 6013682

Send Us a Message